@book{48119,
	author = {Baesens, Bart, and Roesch, Daniel,},
	title = {Credit risk analytics :},
	publisher = {Wiley India Pvt. Ltd.,},
	year = {2018 [Reprinted].},
	series = {Wiley & SAS business series},
	address = {Hoboken, New Jersey ;},
	note = {Includes index.}
}