01619cas a2200253 a 4500 AALejournalIMF003380 230101c9999 xx r poo 0 0eng d 5.00 USD 9781451860368 1018-5941 BD-DhAAL BD-DhAAL Mathisen, Johan. Competition and Efficiency in Banking : Behavioral Evidence from Ghana / Johan Mathisen, Thierry Buchs. Washington, D.C. : International Monetary Fund, 2005. 1 online resource (26 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This paper assesses the degree of bank competition and discusses efficiency with regard to banks' financial intermediation in Ghana. By applying panel data to variables derived from a theoretical model, we find evidence for a noncompetitive market structure in the Ghanaian banking system, which may be hampering financial intermediation. We argue that the structure, as well as the other market characteristics, constitutes an indirect barrier to entry thereby shielding the large profits in the Ghanaian banking system. Mode of access: Internet Buchs, Thierry. IMF Working Papers; Working Paper ; No. 2005/017 Full text available on IMF http://elibrary.imf.org/view/journals/001/2005/017/001.2005.issue-017-en.xml IMF e-Library