01661cas a2200241 a 4500 AALejournalIMF003652 230101c9999 xx r poo 0 0eng d 5.00 USD 9781451861853 1018-5941 BD-DhAAL BD-DhAAL Sacerdoti, Emilio. Access to Bank Credit in Sub-Saharan Africa : Key Issues and Reform Strategies / Emilio Sacerdoti. Washington, D.C. : International Monetary Fund, 2005. 1 online resource (39 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This study discusses issues of access to bank credit in Sub-Saharan Africa, and examines measures that could help facilitate access by the private sector to bank credit. It reviews in particular obstacles to credit small- and medium-scale enterprises and agriculture, and examines progress in the design and implementation of reform measures that are needed to create an institutional environment more supportive of credit activity. It also reviews bank interest rate spreads and profit margins, and their determinants, and compares such spreads with those prevailing in other regions of the world. Mode of access: Internet IMF Working Papers; Working Paper ; No. 2005/166 Full text available on IMF http://elibrary.imf.org/view/journals/001/2005/166/001.2005.issue-166-en.xml IMF e-Library