01721cas a2200241 a 4500 AALejournalIMF009086 230101c9999 xx r poo 0 0eng d 5.00 USD 9781451812183 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Spain : Financial Sector Assessment Program -Technical Note; Regulation, Supervision, and Governance of the Spanish Cajas. Washington, D.C. : International Monetary Fund, 2006. 1 online resource (30 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This report provides the background on the financial liberalization and deregulation process with special reference to Spain's cajas de ahorros (savings banks). It provides an overview of the cajas' governance structure and analyzes the regulation and supervision of cajas, with particular reference to the division of responsibilities between the central government (State) and the autonomous communities. It discusses the main challenges in terms of ensuring the cajas' operational autonomy and leveling between savings and commercial banks. It also summarizes the main findings and provides recommendations. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2006/215 Full text available on IMF http://elibrary.imf.org/view/journals/002/2006/215/002.2006.issue-215-en.xml IMF e-Library