01982cas a2200241 a 4500 AALejournalIMF010626 230101c9999 xx r poo 0 0eng d 5.00 USD 9781451860160 1018-5941 BD-DhAAL BD-DhAAL Morris, JoAnne. Risk Diversification in the Credit Portfolio : An Overview of Country Practices / JoAnne Morris. Washington, D.C. : International Monetary Fund, 2001. 1 online resource (51 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio. The paper focuses on a number of issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the credit portfolio. The issues reviewed for each country are the large exposure limits, the definition of credit exposure (including application on a consolidated basis), and the definition of a group of related borrowers. The paper concludes that most of the countries reviewed set limits on large exposures for banks and define a related group of borrowers in line with recommended international standards. The major differences identified among countries include how to determine the credit exposure, the application of the exposure limits on a consolidated basis, and whether to impose limits on exposure to a specific sector. Mode of access: Internet IMF Working Papers; Working Paper ; No. 2001/200 Full text available on IMF http://elibrary.imf.org/view/journals/001/2001/200/001.2001.issue-200-en.xml IMF e-Library