01604cas a2200241 a 4500 AALejournalIMF013252 230101c9999 xx r poo 0 0eng d 5.00 USD 9781475522037 1018-5941 BD-DhAAL BD-DhAAL Le Lesle, Vanessa. Bank Debt in Europe : 'Are Funding Models Broken' / Vanessa Le Lesle. Washington, D.C. : International Monetary Fund, 2012. 1 online resource (40 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students The crisis in Europe has underscored the vulnerability of European bank funding models compared to international peers. This paper studies the drivers behind this fragility and examines the future of bank funding, primarily wholesale, in Europe. We argue that cyclical and structural factors have altered the structure, cost, and composition of funding for European banks. The paper discusses the consequences of shifting funding patterns and investor preferences and presents possible policy options and bank actions to enhance European bank funding models' robustness. Mode of access: Internet IMF Working Papers; Working Paper ; No. 2012/299 Full text available on IMF http://elibrary.imf.org/view/journals/001/2012/299/001.2012.issue-299-en.xml IMF e-Library