01777cas a2200241 a 4500 AALejournalIMF013392 230101c9999 xx r poo 0 0eng d 5.00 USD 9781475529661 1018-5941 BD-DhAAL BD-DhAAL Xiao, Yingbin. Financial Stability In An Evolving Regulatory And Supervisory Landscape / Yingbin Xiao. Washington, D.C. : International Monetary Fund, 2013. 1 online resource (18 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This paper runs qualitative and quantitative analyses of the financial soundness of Danish banks. Helped by a series of Denmark's financial policy initiatives, banks have made progress in improving financial stability. However, vulnerabilities remain. To mitigate risks, banks should continue to build more robust capital and liquidity buffers, and enhance further the transparency of disclosures. The flexibility embedded in EU regulations should be used to design strong prudential policies, treating Basel III and the CRD IV regulations as floors. Crisis prevention and management could be further strengthened by phasing out gradually deferred-amortization mortgage loans and introducing risk-adjusted deposit insurance premia. Mode of access: Internet IMF Working Papers; Working Paper ; No. 2013/047 Full text available on IMF http://elibrary.imf.org/view/journals/001/2013/047/001.2013.issue-047-en.xml IMF e-Library