01813cas a2200241 a 4500 AALejournalIMF014093 230101c9999 xx r poo 0 0eng d 5.00 USD 9781484324486 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Monetary and Capital Markets Department. Republic of Poland : Technical Note on Impaired Loans. Washington, D.C. : International Monetary Fund, 2013. 1 online resource (28 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This Technical Note analyzes impaired loans in Poland. Asset quality has moved up the Polish supervisor's agenda to address persistent impaired loans and cyclical deterioration in credit quality. Although the deterioration has been mainly observed in the quality of consumer loan portfolio, the foreign exchange mortgage loan portfolio also presents vulnerabilities that lie in exposure to foreign exchange risk. Tax disincentives, interest income accrual practices, underdeveloped securitization markets, and impediments in out-of-court restructurings impede rapid progress in cleaning up bank balance sheets. A recent loosening of underwriting standards for retail loans could contribute to rising inflows into impaired loans. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2013/373 Full text available on IMF http://elibrary.imf.org/view/journals/002/2013/373/002.2013.issue-373-en.xml IMF e-Library