APA (7th ed.) Citation

Gray, S., Karam, P., & Turk-Ariss, R. (2014). Are Banks Really Lazy?: Evidence from Middle East and North Africa. International Monetary Fund.

Chicago Style (17th ed.) Citation

Gray, Simon, Philippe Karam, and Rima Turk-Ariss. Are Banks Really Lazy?: Evidence from Middle East and North Africa. Washington, D.C.: International Monetary Fund, 2014.

MLA (8th ed.) Citation

Gray, Simon, et al. Are Banks Really Lazy?: Evidence from Middle East and North Africa. International Monetary Fund, 2014.