01724cas a2200241 a 4500 AALejournalIMF014448 230101c9999 xx r poo 0 0eng d 5.00 USD 9781498314473 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Middle East and Central Asia Dept. Republic of Azerbaijan : Selected Issues. Washington, D.C. : International Monetary Fund, 2014. 1 online resource (29 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This Selected Issues paper uses a bank-level panel dataset to investigate the determinants of bank interest spreads in Azerbaijan over 2002-2013. The dealership model of Ho and Saunders is applied, supplemented by market structure and macroeconomic environment variables, to assess the extent to which high spreads of banks in Azerbaijan can be related to bank-specific variables or to a low degree of competition, controlling for macroeconomic factors. It is found that interest spreads are affected by operation cost efficiency, credit risk, liquidity risk, bank size, bank diversification, banking sector competition, policy rate, and reserve requirement. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2014/160 Full text available on IMF http://elibrary.imf.org/view/journals/002/2014/160/002.2014.issue-160-en.xml IMF e-Library