01892cas a2200241 a 4500 AALejournalIMF015351 230101c9999 xx r poo 0 0eng d 5.00 USD 9781513546636 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Monetary and Capital Markets Department. Bosnia and Herzegovina : Financial System Stability Assessment. Washington, D.C. : International Monetary Fund, 2015. 1 online resource (76 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This paper discusses key findings of the Financial System Stability Assessment on Bosnia and Herzegovina (BiH). The financial system in BiH is still dealing with the aftershocks of the global financial crisis as well as deep-seated vulnerabilities. A high system-wide nonperforming loan ratio reflects the impact of the crisis, low growth since then, and a history of lax lending policies. Bank governance problems, weak supervision powers, and related-party loans are obstacles to addressing asset quality problems and re-establishing bank profitability. Banking and insurance oversight have improved since the 2006 Financial Sector Assessment Program, but supervisors' corrective and enforcement powers are weak and identifying ultimate beneficial owners and related-party lending is problematic. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2015/177 Full text available on IMF http://elibrary.imf.org/view/journals/002/2015/177/002.2015.issue-177-en.xml IMF e-Library