01805cas a2200241 a 4500 AALejournalIMF017265 230101c9999 xx r poo 0 0eng d 5.00 USD 9781475558456 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Monetary and Capital Markets Department. Finland : Financial System Stability Assessment. Washington, D.C. : International Monetary Fund, 2016. 1 online resource (44 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This paper discusses key findings of the Financial System Stability Assessment concerning Finland. It reveals that Finland's banking system remains well capitalized and profitable. Although low interest rates have squeezed net interest income, banks have increased income from trading and insurance and reduced cost-income ratios, helping to maintain profitability. Nonperforming loans have remained low and capitalization ratios are well above requirements, though buffers may be exaggerated by the aggressive use of risk weights. The Net Stable Funding Ratio suggests that vulnerabilities from maturity mismatches are limited in aggregate. Nevertheless, previously identified vulnerabilities remain, and some have increased. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2016/370 Full text available on IMF http://elibrary.imf.org/view/journals/002/2016/370/002.2016.issue-370-en.xml IMF e-Library