01676cas a2200241 a 4500 AALejournalIMF017438 230101c9999 xx r poo 0 0eng d 5.00 USD 9781475578669 1018-5941 BD-DhAAL BD-DhAAL Miyajima, Ken. What Influences Bank Lending in Saudi Arabia? / Ken Miyajima. Washington, D.C. : International Monetary Fund, 2017. 1 online resource (26 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students Determinants of bank-level credit growth in Saudi Arabia are investigated by applying a panel approach to data spanning 2000-15. Strong bank balance sheet conditions, economic activity, and oil prices support bank lending. Reduced bank concentration appears to have helped. Lending remained robust in 2015 despite oil prices having declined, helped by strong bank balance sheets and a reduction in bank holdings of 'excess liquidity'. To support bank lending in the period ahead, bank balance sheets need to remain strong. Fiscal adjustment and a reduced reliance on banks to finance the budget deficit would support credit provision to the private sector. Mode of access: Internet IMF Working Papers; Working Paper ; No. 2017/031 Full text available on IMF http://elibrary.imf.org/view/journals/001/2017/031/001.2017.issue-031-en.xml IMF e-Library