01833cas a2200253 a 4500 AALejournalIMF017655 230101c9999 xx r poo 0 0eng d 5.00 USD 9781484300718 1018-5941 BD-DhAAL BD-DhAAL Grigorian, David. Deposit Insurance, Remittances, and Dollarization : Survey-Based Evidence from a Top Remittance-Receiving Country / David Grigorian, Maxym Kryshko. Washington, D.C. : International Monetary Fund, 2017. 1 online resource (22 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students The paper uses a unique survey of remittance-receiving individuals from Tajikistan to study the impact of policy awareness on consumer behavior. The results show that knowledge of deposit insurance encourages the use of formal channels for transmitting remittances and reduces dollarization. Given the size and importance of remittances in Tajikistan, improving financial literacy and better publicizing details of the social safety net may encourage a more frequent use of formal channels for transferring remittances and reduce reliance on foreign exchange for transaction purposes. This is likely to improve bank profitability, enhance financial stability, and improve access to finance. Mode of access: Internet Kryshko, Maxym. IMF Working Papers; Working Paper ; No. 2017/132 Full text available on IMF http://elibrary.imf.org/view/journals/001/2017/132/001.2017.issue-132-en.xml IMF e-Library