01904cas a2200265 a 4500 AALejournalIMF018015 230101c9999 xx r poo 0 0eng d 5.00 USD 9781484328309 1018-5941 BD-DhAAL BD-DhAAL Ben Naceur, Sami. Basel III and Bank-Lending : Evidence from the United States and Europe / Sami Ben Naceur, Jeremy Pepy, Caroline Roulet. Washington, D.C. : International Monetary Fund, 2017. 1 online resource (50 pages) IMF Working Papers <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students Using data on commercial banks in the United States and Europe, this paper analyses the impact of the new Basel III capital and liquidity regulation on bank-lending following the 2008 financial crisis. We find that U.S. banks reinforce their risk absorption capacities when expanding their credit activities. Capital ratios have significant, negative impacts on bank-retail-and-other-lending-growth for large European banks in the context of deleveraging and the 'credit crunch' in Europe over the post-2008 financial crisis period. Additionally, liquidity indicators have positive but perverse effects on bank-lending-growth, which supports the need to consider heterogeneous banks' characteristics and behaviors when implementing new regulatory policies. Mode of access: Internet Pepy, Jeremy. Roulet, Caroline. IMF Working Papers; Working Paper ; No. 2017/245 Full text available on IMF http://elibrary.imf.org/view/journals/001/2017/245/001.2017.issue-245-en.xml IMF e-Library