01765cas a2200241 a 4500 AALejournalIMF018540 230101c9999 xx r poo 0 0eng d 5.00 USD 9781484360347 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Asia and Pacific Dept. Bangladesh : Selected Issues. Washington, D.C. : International Monetary Fund, 2018. 1 online resource (39 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This Selected Issues paper analyzes the performance of state-owned commercial banks (SOCB) in Bangladesh. Bangladesh's experience with the SOCBs is not unique: the SOCBs have been underperforming in comparison to private banks and foreign-owned banks. Large nonperforming loans (NPLs) imply that a large amount of the savings is being wasted by financing lossmaking activities, and therefore becomes unavailable for financing productive investments. High NPLs and the need for provisions also increase the cost of credit to good borrowers, further dampening investment and growth. Resolute steps are required to resolve the SOCBs' weak performance, reflecting empirical evidence and mixed results from the previous efforts. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2018/159 Full text available on IMF http://elibrary.imf.org/view/journals/002/2018/159/002.2018.issue-159-en.xml IMF e-Library