02287cas a2200241 a 4500 AALejournalIMF019384 230101c9999 xx r poo 0 0eng d 5.00 USD 9781498318099 1934-7685 BD-DhAAL BD-DhAAL International Monetary Fund. Monetary and Capital Markets Department. Republic of Poland : Financial Sector Assessment Program-Technical Note-Cooperative Banks and Credit Unions. Washington, D.C. : International Monetary Fund, 2019. 1 online resource (25 pages) IMF Staff Country Reports <strong>Off-Campus Access:</strong> No User ID or Password Required <strong>On-Campus Access:</strong> No User ID or Password Required Electronic access restricted to authorized BRAC University faculty, staff and students This Technical Note on Cooperative Banks and Credit Unions for the Republic of Poland reviews the cooperative bank and credit union sectors. It focuses on: the situation of the two sectors that are both in states of transition; the regulatory and supervisory arrangements; and the safety net and resolution regime within the context of the crisis management framework. In addition, key perspectives are provided as to the sustainability of institutional models and the sectors within a modernizing and competitive banking sector. Most cooperative banks and credit unions are found to be stable; however, each sector has its own issues. The Financial Sector Assessment Program is broadly supportive of the policy direction for cooperatives, while it questions whether the credit union sector should remain standalone. The two existing Institutional Protection Schemes and their affiliating banks need to be strengthened to ensure sustainability. Policymakers are thus advised to decide whether a standalone credit union sector remains appropriate and, if not, define a strategy to transition viable credit unions to become or consolidate with banks. Mode of access: Internet IMF Staff Country Reports; Country Report ; No. 2019/150 Full text available on IMF http://elibrary.imf.org/view/journals/002/2019/150/002.2019.issue-150-en.xml IMF e-Library