Does Deposit Insurance Increase Banking System Stability? /

This study analyzes panel data for 61 countries during 1980-97 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance on ba...

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מידע ביבליוגרפי
מחבר ראשי: Demirguc-Kunt, Asli
מחברים אחרים: Detragiache, Enrica
פורמט: כתב-עת
שפה:English
יצא לאור: Washington, D.C. : International Monetary Fund, 2000.
סדרה:IMF Working Papers; Working Paper ; No. 2000/003
גישה מקוונת:Full text available on IMF
תיאור
סיכום:This study analyzes panel data for 61 countries during 1980-97 and concludes that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak. Also, the adverse impact of deposit insurance on bank stability tends to be stronger when the coverage offered to depositors is extensive, when the scheme is funded, and when it is run by the government rather than by the private sector.
תאור פריט:<strong>Off-Campus Access:</strong> No User ID or Password Required
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תיאור פיזי:1 online resource (29 pages)
פורמט:Mode of access: Internet
ISSN:1018-5941
גישה:Electronic access restricted to authorized BRAC University faculty, staff and students