Republic of Poland : Technical Note on Impaired Loans.

This Technical Note analyzes impaired loans in Poland. Asset quality has moved up the Polish supervisor's agenda to address persistent impaired loans and cyclical deterioration in credit quality. Although the deterioration has been mainly observed in the quality of consumer loan portfolio, the...

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সংস্থা লেখক: International Monetary Fund. Monetary and Capital Markets Department
বিন্যাস: পত্রিকা
ভাষা:English
প্রকাশিত: Washington, D.C. : International Monetary Fund, 2013.
মালা:IMF Staff Country Reports; Country Report ; No. 2013/373
অনলাইন ব্যবহার করুন:Full text available on IMF
বিবরন
সংক্ষিপ্ত:This Technical Note analyzes impaired loans in Poland. Asset quality has moved up the Polish supervisor's agenda to address persistent impaired loans and cyclical deterioration in credit quality. Although the deterioration has been mainly observed in the quality of consumer loan portfolio, the foreign exchange mortgage loan portfolio also presents vulnerabilities that lie in exposure to foreign exchange risk. Tax disincentives, interest income accrual practices, underdeveloped securitization markets, and impediments in out-of-court restructurings impede rapid progress in cleaning up bank balance sheets. A recent loosening of underwriting standards for retail loans could contribute to rising inflows into impaired loans.
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দৈহিক বর্ননা:1 online resource (28 pages)
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আইএসএসএন:1934-7685
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