With Great Power Comes Great Responsibility : Macroprudential Tools at Work in Canada /

The goal of this paper is to assess the effectiveness of the policy measures taken by Canadian authorities to address the housing boom. We find that the the last three rounds of macroprudential policies implemented since 2010 were associated with lower mortgage credit growth and house price growth....

Ամբողջական նկարագրություն

Մատենագիտական մանրամասներ
Հիմնական հեղինակ: Krznar, Ivo
Այլ հեղինակներ: Morsink, James
Ձևաչափ: Ամսագիր
Լեզու:English
Հրապարակվել է: Washington, D.C. : International Monetary Fund, 2014.
Շարք:IMF Working Papers; Working Paper ; No. 2014/083
Առցանց հասանելիություն:Full text available on IMF
Նկարագրություն
Ամփոփում:The goal of this paper is to assess the effectiveness of the policy measures taken by Canadian authorities to address the housing boom. We find that the the last three rounds of macroprudential policies implemented since 2010 were associated with lower mortgage credit growth and house price growth. The international experience suggests that-in addition to tighter loan-to-value limits and shorter amortization periods-lower caps on the debt-to-income ratio and higher risk weights could be effective if the housing boom were to reignite. Over the medium term, the authorities could consider structural measures to further improve the soundness of housing finance.
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Ֆիզիկական նկարագրություն:1 online resource (38 pages)
Ձևաչափ:Mode of access: Internet
ISSN:1018-5941
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